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Identity Theft : Identity Fraud

You don't have to show a single piece of I.D. to get a credit card. As a matter of fact, you can get one in another persons name with just a wee bit of information, no I.D. required. It's so easy in fact, most people don't believe me when I tell them how easy it is.

If I have your full name, your current address, (Which I will use as the last address, pretending I'm you, and that I've moved), your place of work, I can apply for a credit card in your name....and get it, I don't even require your social insurance number, just your birth date. I am not required by the credit card companies to show one shred of I.D. And they cry about all the credit card fraud....duh.

Their internal security is a joke, run by numbskull's. They have educated, administrative, idiots running it. Do you think they would ever hire guys like me to run it? Guys that know the ins and outs of scamming, guys that could set up an actual system whereby people wouldn't get ripped off every day. Not a chance, I've applied, didn't qualify for the job.

Most people are under the mistaken impression that fraudsters need to have actual documents in order to impersonate them, this is not the case, especially in this age of the Internet.

All credit card companies now have online forms, it's just a simple matter of having some basic information belonging to someone else, then a scammer can apply for credit in that persons name.

A lot of other institutions also have online forms now, so identity theft will only get worse, we need a new system, designed by scammers to stop scammers, it's the only way.

Why do you think the F.B.I. hires hackers?

Check your credit report a few times a year, you never know what's on there until you look.

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